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Social Security & Marital Status (June 2025)

Fiduciary Standard (March 2025)

Flourish Cash (March 2025)

Passive vs. Active ETFs (March 2025)

How Advisors are Helping Federal Employees (March 2025)

COLA not representative of real inflation (March 2025)

Stories of Successful Savers (Print Edition April 2025)

Quote: In a similar vein, John Bell, a CFP in Highland, Md., says, “I like to call a lot of my clients ‘accidental multi-millionaires.’ The common thread is that they have lived within their means and saved via workplace retirement plans. They invested regularly and didn’t trade too often. Then, ta-da! They show up at my door in their mid-fifties and have $2 million to $3 million in wealth.”

Investing in Gold (April 2025) - Behind Paywall

Gold is Hitting Records Amid Tariff Uncertainty. Should You Invest?
Quote: I put that question to each adviser I called. Their answers ranged from 0-10% of your portfolio. “You wouldn’t want to hold more than 5% in any individual stock,” said John Bell of Free State Financial Planning in Highland, Maryland. He said the same applies to gold, which investors should think of as a singular position in a portfolio. Given gold’s recent records, the concern is that investors end up buying at a high. One way to mitigate this risk is to dollar-cost average into it, said Bell. If you have $50,000 you’d like to invest in gold, you could buy $5,000 a month for 10 months, rather than making one bet on its price now.