Steps to Financial Confidence

This is a complimentary one-hour video or phone call to learn more about you, your family, and your goals. We review your current situation and goals to determine if advice-only financial planning aligns with your needs. In order to do this, I ask a number of open-ended questions about your financial life and goals. No commitments will be asked for during that meeting and we will only move forward when you are ready.

We review a financial planning agreement that defines the specific areas for your planning needs, our respective responsibilities, and my simple, clear and transparent fees. This letter is signed by your family and me. One-half (1/2) of the planning fee is due at that time.

In order to make sure I can create the most accurate and complete plan for your financial future, I must understand where you are today financially. Your information is compiled and organized using a confidential, secure online portal. Also, you will begin to create your Statement of Financial Purpose (SFP). The SFP is a personally designed phrase(s) to ground your family's financial decision-making in a sense of purpose aligning with your values.

During this meeting, we review your financial information for accuracy and completeness. We also reconfirm your financial goals outlined based on your one or two sentence Statement of Financial Purpose (SFP). The SFP helps me to focus on what is important to your family and helps you make clearer financial decisions in a world of shiny objects and distractions.

Your financial information is thoroughly analyzed, guided by your Statement of Financial Purpose, to develop strategies that help meet your goals that align with your values. The resulting analysis is meant to be both educational and provide an actionable plan. The action plan is designed to help identify the areas to focus on in the short, medium and long term.

Your completed plan is reviewed during one or two planning meetings. This will be both educational and action oriented, with assigned tasks for your family. You will gain a full understanding of your current financial situation and learn how to implement your plan. During the plan presentation, you are encouraged to ask questions to attain clarity and confidence as you implement the advice. The remaining one-half (1/2) balance of my fee is due at that time.

After plan delivery, I will follow up with you to see how you are doing over the next month with your assigned tasks. Even the best plan is worthless if left unused. I will keep in touch with you to see if you need any assistance or have questions. You also have the option but no obligation to work with me in the future, either on a one-time or annual basis. Having a financial planner in your corner can help you achieve your goals as your life changes.